Cal Graham

What is a staircase mortgage?

Note: This article was written prior to COVID-19, and all facts are correct as of that time Many aspiring homeowners experience a financial struggle to find the funds for a deposit on a

What is Part-Buy Part-Rent?

Part-Buy Part-Rent is another name for Shared Ownership or Share-to-Buy, an official government affordable housing scheme which gives first time buyers, as well as some other groups, the chance to gain a foothold

A comprehensive guide to 95% mortgages

You might have seen this type of mortgage offered by different lenders. But what is it and who is it for? What is a 95% mortgage? With a 95% mortgage the lender provides